<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[McCormack Consulting Group, Inc]]></title><description><![CDATA[Kindred Unified]]></description><link>https://www.kindredunified.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Sun, 06 Sep 2026 04:03:22 GMT</lastBuildDate><atom:link href="https://www.kindredunified.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Open Enrollment 2025: What You Need to Know for 2026 Coverage ]]></title><description><![CDATA[Hey everyone!  "Hi, this is your friendly reminder that Open Enrollment is about to start… please hold while we explain things that might change your life—or at least your premiums!” Open Enrollment for health coverage through the Affordable Care Act (ACA)  begins November 1, 2025 , and runs through January 15, 2026 . This is your chance to enroll in a new plan or update your current coverage.    Key Dates   Nov 1, 2025  – Open Enrollment begins 1    Dec 15, 2025  – Last day to enroll or...]]></description><link>https://www.kindredunified.com/post/open-enrollment-2025-what-you-need-to-know-for-2026-coverage</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c89c</guid><pubDate>Fri, 31 Oct 2025 11:18:58 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/190450_712c3fa9a59748519bccc6e7099ff89d~mv2.jpg/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[BREAKING NEWS FOR UNDER 65 –]]></title><description><![CDATA[The OPEN ENROLLMENT PERIOD for enrolling in new Marketplace plans begins November 1st and runs through January 15th, 2026 OPEN ENROLLMENT...]]></description><link>https://www.kindredunified.com/post/breaking-news-for-under-65</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8d0</guid><pubDate>Fri, 26 Sep 2025 01:04:31 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/190450_862daed6f6f046c8887a50304f33b088~mv2.jpg/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[BREAKING NEWS FOR OVER 65 – MEDICARE]]></title><description><![CDATA[Medicare Annual Enrollment Period  starts on October 15 and runs through December7th.   This is for people who have a Prescription Drug...]]></description><link>https://www.kindredunified.com/post/breaking-news-for-over-65-medicare</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8be</guid><pubDate>Fri, 26 Sep 2025 01:04:01 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/190450_6f63f8deab064e01af04e7e314d29d79~mv2.jpg/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[CHANGES YOU MAY SEE AT MCG (or may not notice) ]]></title><description><![CDATA[We’re committed to providing you with the best possible experience —not just during open enrollment or when you have questions, but all...]]></description><link>https://www.kindredunified.com/post/changes-you-may-see-at-mcg-or-may-not-notice</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8a8</guid><pubDate>Fri, 26 Sep 2025 01:03:03 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/190450_671798947ce94f66b37b0ba19b7094a8~mv2.jpg/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[Too Good to Be True?  The Truth Behind Special Needs Advantage Plan Marketing Tactics ]]></title><description><![CDATA[Several deceptive strategies have been identified in the promotion of Special Needs Advantage Plans (SNPs). You may be getting an...]]></description><link>https://www.kindredunified.com/post/medicare-advantage-marketing-several-deceptive-strategies-have-been-identified-in-the-promotion-of</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8a9</guid><pubDate>Wed, 28 May 2025 01:36:46 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/190450_d831c2c79ba742429a5b8d4c5f5849c7~mv2.jpg/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[The Future of Medicare Supplements ]]></title><description><![CDATA[I had the pleasure of attending a Medicare specific conference last month and after absorbing a lot of information from agents, insurance...]]></description><link>https://www.kindredunified.com/post/the-future-of-medicare-supplements</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8b3</guid><pubDate>Wed, 28 May 2025 01:34:53 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/190450_e2af46608626476189db3c5f6f429184~mv2.jpg/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[Five Ways to Save on Health Insurance]]></title><description><![CDATA[1.   Planning for the Future: How to Choose the Right Health Insurance Plan Choosing the right health insurance plan can be tedious and overwhelming, but here are some important factors to consider to help make your decision easier:  Determine your healthcare needs and how they may have changed in the previous year: Consider your health status and any ongoing medical needs you have, such as prescription medications or regular doctor visits.   Compare plan options: Look at the different types...]]></description><link>https://www.kindredunified.com/post/five-ways-to-save-on-health-insurance</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8c2</guid><category><![CDATA[Medicare]]></category><category><![CDATA[Individual Health Insurance]]></category><pubDate>Sat, 05 Apr 2025 03:13:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/190450_a6c9f122d4ce4192855392750b36465b~mv2.jpg/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[When Can I Enroll? Medicare Enrollment Periods Explained]]></title><description><![CDATA[Medicare Enrollment Periods are specific windows of time that allow you to enroll in Medicare or a Medicare Plan.  If you miss the window, depending on the enrollment period, you may not be able to enroll until the next window and in some cases may be subject to late enrollment penalties for missing the window.  Here’s a look at the different enrolment periods that you should be aware of to enroll in the program at the appropriate time.     Medicare Part A and B: INITIAL ENROLLMENT PERIOD...]]></description><link>https://www.kindredunified.com/post/when-can-i-enroll-medicare-enrollment-periods-explained</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8bd</guid><category><![CDATA[Medicare]]></category><pubDate>Tue, 18 Mar 2025 00:49:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/190450_1957957297884acca7b2470da0ce223b~mv2.jpg/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[More than Just Medical Coverage: A Look at Ancillary Products]]></title><description><![CDATA[An ancillary product  is an add-on insurance  that works with your main insurance to offer additional financial support to help offset the expenses that you would otherwise have to pay on your own. Bundling  these and other ancillary products with your  existing health insurance  policies can provide you with comprehensive coverage and peace of mind.  There are no specific enrollment periods for these, so ancillary products can be added at any time of year. Here are some of the most common...]]></description><link>https://www.kindredunified.com/post/why-your-health-plan-needs-more-than-just-medical-coverage-a-look-at-ancillary-products</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8c4</guid><category><![CDATA[Individual Health Insurance]]></category><category><![CDATA[Ancillary]]></category><pubDate>Mon, 17 Mar 2025 23:07:46 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/190450_ab0b5012f0e34da284f8018505ab9587~mv2.jpg/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[Special Enrollment Periods for ACA Marketplace Insurance ]]></title><description><![CDATA[Marketplace/Affordable Care Act (ACA) SEPs:  ACA Special Enrollment Periods (SEPs)   allow individuals and families to enroll in, change,...]]></description><link>https://www.kindredunified.com/post/special-enrollment-periods-for-aca-marketplace-insurance</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8a4</guid><pubDate>Mon, 17 Mar 2025 20:02:27 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/190450_614cb2e493a1463e997f800bbd0677fb~mv2.jpg/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[Medicare Prescription Drug Plan 2026 FAQs ]]></title><description><![CDATA[When will I be billed or charged for my plan?   Most Medicare Prescription Drug Plan carriers don’t charge for their plans until the beginning of January, after new plans are activated. It could be the middle of the month before you see your billing or before you see a bank draft withdrawn. Keep an eye on your bank account, your drug plan portal, or call the number on the back of your card to get exact dates.     I asked that my Medicare Prescription Drug Plan  payment be withdrawn from my...]]></description><link>https://www.kindredunified.com/post/medicare-prescription-drug-plan-2025-faqs</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8b7</guid><pubDate>Fri, 10 Jan 2025 06:04:57 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/190450_2f19a375c5e9458a9d5acfa3e898ab11~mv2.jpg/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[Medigap (Medicare Supplement) Plan 2026 FAQs]]></title><description><![CDATA[I missed the enrollment period and didn’t change my Medigap plan, do I have to wait until the next Annual Enrollment Period?   If you are already enrolled  in a Medigap plan you are free to change to another plan at any time of year . Under most conditions you will be required to medically qualify  by answering questions about your medical history.  If you qualify, you can change anytime.   All carriers have different qualifying questions, so check with us to help determine your...]]></description><link>https://www.kindredunified.com/post/medigap-medicare-supplement-plan-2025-faqs</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8b8</guid><pubDate>Fri, 10 Jan 2025 06:04:39 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/190450_94984e3fa75b4291be5ab6150a04ae2c~mv2.jpg/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[Medicare Advantage Plan 2026 FAQs]]></title><description><![CDATA[How can they offer insurance with no premium?   While you do not have a premium to pay, you do have cost sharing in the form of  out-of-pocket costs  including copays and coinsurance  up to a maximum out of pocket for the year.  Medicare Advantage Plan s can offer no premiums to the consumer by managing the costs through network utilization, negotiating costs with providers and payments received from Medicare for consumer participation.   Why would someone choose a Medicare Advantage Plan?   ...]]></description><link>https://www.kindredunified.com/post/medicare-advantage-plan-2025-faqs</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8ab</guid><pubDate>Fri, 10 Jan 2025 06:04:21 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/190450_acf1a30538b74bbebfcda15d8da953df~mv2.jpg/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[2025: NEW YEAR, NEW INSURANCE...NEW DEDUCTIBLE?]]></title><description><![CDATA[For many, the new year means a new insurance plan. Familiarize yourself with some common insurance terms. Understand what these terms mean and examples of how they affect you.   The beginning of the new year often means a new insurance plan for many people, both in Medicare and in private or Marketplace plans and with the new year, a new deductible.  And new copays, coinsurance, out-of-pocket maximums, and premiums.  Here are the definitions of what these terms mean and examples of how they...]]></description><link>https://www.kindredunified.com/post/2025-new-year-new-insurance-new-deductible</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8b1</guid><pubDate>Fri, 10 Jan 2025 06:04:03 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/190450_b148561bea86445baa0aa70dd8e8707d~mv2.jpg/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[How Medicare is Affecting Employer Health Plans]]></title><description><![CDATA[One of the unintended consequences of the new Part D rules is how it may affect those who are over 65 and have opted to stay in their...]]></description><link>https://www.kindredunified.com/post/how-medicare-is-affecting-employer-health-plans</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8b0</guid><category><![CDATA[Medicare]]></category><pubDate>Wed, 02 Oct 2024 17:21:33 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ed0043_f4dfedf5b2ef4337b6f6f7742f6ed7b7~mv2.png/v1/fit/w_900,h_672,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[PRODUCT HIGHLIGHT: America’s Choice Health Insurance ]]></title><description><![CDATA[It's been awhile since we've offered a new product, and we are excited to have an alternative to high-cost ACA, limited short-term...]]></description><link>https://www.kindredunified.com/post/product-highlight-america-s-choice-health-insurance</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8cc</guid><pubDate>Thu, 19 Sep 2024 13:53:36 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ed0043_090bd36fa7064be1b3d250774e6de1bf~mv2.png/v1/fit/w_900,h_672,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[OUR GAME PLAN FOR MEDICARE AEP (the Annual Enrollment Period)  ]]></title><description><![CDATA[WHY WILL THIS AEP BE DIFFERENT? As you have probably heard, there are big changes  to 2025 drug plans as carriers adjust to their...]]></description><link>https://www.kindredunified.com/post/our-game-plan-for-medicare-aep-the-annual-enrollment-period</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8a1</guid><category><![CDATA[Medicare]]></category><pubDate>Thu, 19 Sep 2024 13:39:53 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ed0043_abee5b48209543a88724c9b0a3d648e9~mv2.jpg/v1/fit/w_900,h_672,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[New Medicare Rules May Impact You (And Your Wallet) ]]></title><description><![CDATA[The big news is that there will be a $2,000 cap on out-of-pocket spending on Part D plans.  This includes Advantage plans, however they...]]></description><link>https://www.kindredunified.com/post/new-medicare-rules-may-impact-you-and-your-wallet</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8b4</guid><category><![CDATA[Medicare]]></category><pubDate>Mon, 19 Aug 2024 02:46:58 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ed0043_37909f3c18ea45279ff20f5d585284b2~mv2.jpg/v1/fit/w_900,h_672,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[Taking a Bite Out of the Donut Hole: Understanding Medicare Prescription Drug Coverage ]]></title><description><![CDATA[We get lots of questions at this time of year about this, so let's discuss Part D prescription drug coverage and the "donut hole" in...]]></description><link>https://www.kindredunified.com/post/taking-a-bite-out-of-the-donut-hole-understanding-medicare-prescription-drug-coverage</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8cd</guid><category><![CDATA[Medicare]]></category><pubDate>Thu, 11 Jul 2024 14:41:22 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ed0043_038b11126c1f4236a1266fbc3532149b~mv2.png/v1/fit/w_900,h_672,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item><item><title><![CDATA[Retiring?:  What You Need to Know about Employer Coverage and Working Past Age 65]]></title><description><![CDATA[It’s becoming more and more common for people to delay retirement until long past the age of 65 while actively working and often stay on...]]></description><link>https://www.kindredunified.com/post/retiring-what-you-need-to-know-about-employer-coverage-and-working-past-age-65</link><guid isPermaLink="false">6a90f7f355e53cdc4ef9c8c6</guid><category><![CDATA[Medicare]]></category><pubDate>Mon, 10 Jun 2024 01:34:52 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/5921d7_38e61d0d04324590817526f52d493649~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>karen0182</dc:creator></item></channel></rss>